Why Pet Insurance Is Essential: Vet Bills Are Expensive $$$
Another very common question is: Do pets need health insurance? Yes, they do; as unforeseen illness or
injury can intercept the creation of golden memories, resulting in high vet bills that put owners in
financial duress.
And that is exactly where pet insurance comes in. No matter if you are a happy pet parent in the Twin
Cities, MN, or anywhere else throughout Minnesota, having an extensive pet Insurance policy such as
those offered by Can Do Insurance will help you with money savings as well as vet care savings where
those costs can be reduced or eliminated. We love our pets being able to get the protection they need for
unforeseen illnesses or injuries. This will help with your peace of mind and put less stress on your shoulders
when your pet suddenly needs an emergency vet visit to Como Park Animal Hospital or any
animal hospital of your choosing
What is Pet Insurance?
Pet insurance is a policy that helps to pay for some or all of the veterinary care cost (usually resulting in a
higher deductible for full repayment of care), from routine check-ups to emergency treatments. Pet
insurance is like health insurance for people but protects you from costly medical bills if your furry
friends have an unexpected health problem.
How Does Pet Insurance Work?
Select a Policy: Choose an insurance plan that works for your pet and for what you can afford.
Pay Premiums Monthly: Pay on time to keep your policy current for continual coverage.
Claim Reimbursements: You pay the vet up front and then file a claim to be reimbursed for covered costs. Depending on the pet insurance provider, you may be able to get all the costs covered up front for a high deductible.
Claim Reimbursements: You pay the vet up front and then file a claim to be reimbursed for covered costs. Depending on the pet insurance provider, you may be able to get all the costs covered up front for a high deductible.
Why You Need Pet Insurance
To be sure, owning a pet can create a lifetime of joy, but they are also a financial responsibility. By having
a pet insurance policy, you can ensure that you will be covered for most situations that can arise out of
owning a pet. Even exotic pets can be insured nowadays!
Learn More About our Insurance Offerings!
Get in contact with our qualified agents right away!
Investing in Pet Insurance
By choosing to invest in pet insurance from the moment you take ownership of your pet, it is easier and
cheaper to get good coverage early on. By starting right away, you get the best possible prices and
coverages to ensure the most savings. Pet insurance plans are offered for elder pets, but those will cost
more; depending on pre-existing conditions or other health factors.
Accidents and illnesses happen when you are always least prepared or when you least expect them. Do
not be caught off guard and end up in financial hardship, because you didn’t have proper coverage!
Regular teeth cleaning in Minnesota runs you about $300 to $800 per cleaning (depending on the animal as
well).
An emergency leg surgery alone might set you back over $5,000 or more depending on other
recovery factors. There are rehab costs to cover as well as possible physical therapy. These expenses pile
up and can easily overwhelm you; if you don’t have a robust policy. Pet insurance is a way to protect
yourself from these increasing costs as it pays towards significant treatments, such as emergency vet bills
or surgery costs, ETC.
Peace of Mind
To us, this means keeping you as stress-free as possible with our insurance offerings— you know that you
can deal with any pet emergency or routine care with our pet insurance policies. So rest easy and relax
and look at our other coverages to see if we can help DE-stress other parts of your life! We offer home,
auto, and business insurance. If these don’t fit your needs we also offer Hobby/Niche insurances for those
expensive collections you have (We cover everything from sports memorabilia to classic cars and
everything in between).
Pet Insurance Coverage Options
There are policies that fit some needs, but not for others. Here is a list of some new pet insurance types:
1. Accident-Only Coverage
It covers the cost of injuries tied to accidents, which include things like broken bones or swallowing
foreign objects or being hit by a car.
2. Illness Coverage:
Provides tests and treatment for sicknesses including cancer, diabetes, or infection. This can also include any regular illness such as colds or flu’s to GI upset.
3. Comprehensive Coverage:
It also includes preventive care like vaccines, dental cleanings, and routine check-ups as well as both accident and illness coverage.
4. Wellness Add-Ons:
Wellness plans that can include routine care such as spay/neuter and simple things like flea control are offered from some insurers. These plans are where you get the most value, as having your pet seen regularly by a vet can, spot issues early on and prevent large bills later down the line.
1. Accident-Only Coverage
It covers the cost of injuries tied to accidents, which include things like broken bones or swallowing
foreign objects or being hit by a car.
2. Illness Coverage:
Provides tests and treatment for sicknesses including cancer, diabetes, or infection. This can also include any regular illness such as colds or flu’s to GI upset.
3. Comprehensive Coverage:
It also includes preventive care like vaccines, dental cleanings, and routine check-ups as well as both accident and illness coverage.
4. Wellness Add-Ons:
Wellness plans that can include routine care such as spay/neuter and simple things like flea control are offered from some insurers. These plans are where you get the most value, as having your pet seen regularly by a vet can, spot issues early on and prevent large bills later down the line.
Why Pet Insurance Will Save You Money
There are more financial advantages to pet insurance than just helping you pay your vet bill. How it saves
you money and how those savings turn into more memorable moments with your best friends. By not
having to worry about bills piling up due to vet costs, you can spend more time with your pets and not worry about bills.
1. Reduced Out-of-Pocket Costs
If the time comes and you need to use your plan, Pet insurance will refund your eligible expenses and pay
up to 90% of vet bills.
2. May assist in recovering upfront vet payments If you have no Pet insurance and suddenly require an emergency $10,000 surgery, that could be the end of your savings. The costs are spread out into comprehensible monthly premiums with insurance or smaller payments month over month (Depending on coverage and provider agreements. Agent not responsible for any out-of-network or uncovered expenses.), to keep the costs affordable.
3. Why a plan incentivizes you to do Preventive Care Many plans offer preventive care choices that can detect health problems sooner to help avoid costly treatments later. By keeping up with regular visits, you can spot certain illnesses early on and prevent your pet from unnecessary suffering or illness.
4. Long-Term Cost Savings Simply put, purchasing pet insurance when your pet is young helps you get lower premiums and secure a stable financial future for your pet as they grow older. The same goes for home and auto insurance as well.
If the time comes and you need to use your plan, Pet insurance will refund your eligible expenses and pay
up to 90% of vet bills.
2. May assist in recovering upfront vet payments If you have no Pet insurance and suddenly require an emergency $10,000 surgery, that could be the end of your savings. The costs are spread out into comprehensible monthly premiums with insurance or smaller payments month over month (Depending on coverage and provider agreements. Agent not responsible for any out-of-network or uncovered expenses.), to keep the costs affordable.
3. Why a plan incentivizes you to do Preventive Care Many plans offer preventive care choices that can detect health problems sooner to help avoid costly treatments later. By keeping up with regular visits, you can spot certain illnesses early on and prevent your pet from unnecessary suffering or illness.
4. Long-Term Cost Savings Simply put, purchasing pet insurance when your pet is young helps you get lower premiums and secure a stable financial future for your pet as they grow older. The same goes for home and auto insurance as well.
Affordable Premiums
The rates available through Can Do Insurance are certainly competitive, and show that most Pet owners
should be able to save a good chunk of money while still getting the same solid coverage. You don’t need
to spend an exorbitant amount at large competing agencies, just come to Can Do insurance!
Exceptional Support
This is the promise from Can Do Insurance and its team, who are working hard to make sure you find the
right assistance for your treasured companion. We strive to offer only the most affordable choices and to
always listen to the customer's feedback on areas we can improve
right assistance for your treasured companion. We strive to offer only the most affordable choices and to
always listen to the customer's feedback on areas we can improve
Advice On Getting The Most Out Of Your Pet Insurance
To get the most out of your insurance policy for your pet:
Enroll Early: Get insurance when your pet is young and healthy so you can secure lower prices. By starting from the earliest possible stage, you can guarantee the best insurance rates. Make Sure You Get the Best Possible Coverage — Your pet's breed, age, and medical history will help determine which policy is best to purchase for your situation. A pet's breed can significantly affect the cost of the insurance.
Policy Comparisons: Connect with online forums for the best pet insurance options or rate comparison tools. Opt For Preventive Care Options: Make the most of available wellness visits to keep your pet healthy and prevent future problems.
Enroll Early: Get insurance when your pet is young and healthy so you can secure lower prices. By starting from the earliest possible stage, you can guarantee the best insurance rates. Make Sure You Get the Best Possible Coverage — Your pet's breed, age, and medical history will help determine which policy is best to purchase for your situation. A pet's breed can significantly affect the cost of the insurance.
Policy Comparisons: Connect with online forums for the best pet insurance options or rate comparison tools. Opt For Preventive Care Options: Make the most of available wellness visits to keep your pet healthy and prevent future problems.
Pet Insurance in Minnesota
Our furry friends face unique challenges living in Minnesota:
Seasonal dangers, such as frostbite or hypothermia for pets during chilly winter months. As well as
extreme fall showers or super hot summers that can cause heat exhaustion or even death.
Expensive Veterinary Rates: Vet bills are usually more costly in bigger cities such as the Twin Cities, MN, or other large hubs in MN like Duluth or St. Cloud. Being in a larger city can be costly. But being in a rural area can be even more expensive than city living. Having fewer resources or fewer customers can take a toll on rural vets and this can cause significant cost increases.
Outdoors: Our pets that live in rural Minnesota are at risk of encountering wildlife and subsequent injuries or diseases. Rabies is always a concern with animals that go outside. Ticks and fleas are annoying pests that can harm both your pet and your household, so preventative care is vital to keeping these issues at bay and out of your home. We can also be beholden to wild animals such as coyotes, bears, deer, and moose if we are unlucky. Any wild animal encounter can be stressful, especially if the animal on either side is scared territorial, or aggressive. With pet insurance, you have a financial safety net to assist with these unexpected issues and to deal with
Seasonal dangers, such as frostbite or hypothermia for pets during chilly winter months. As well as
extreme fall showers or super hot summers that can cause heat exhaustion or even death.
Expensive Veterinary Rates: Vet bills are usually more costly in bigger cities such as the Twin Cities, MN, or other large hubs in MN like Duluth or St. Cloud. Being in a larger city can be costly. But being in a rural area can be even more expensive than city living. Having fewer resources or fewer customers can take a toll on rural vets and this can cause significant cost increases.
Outdoors: Our pets that live in rural Minnesota are at risk of encountering wildlife and subsequent injuries or diseases. Rabies is always a concern with animals that go outside. Ticks and fleas are annoying pests that can harm both your pet and your household, so preventative care is vital to keeping these issues at bay and out of your home. We can also be beholden to wild animals such as coyotes, bears, deer, and moose if we are unlucky. Any wild animal encounter can be stressful, especially if the animal on either side is scared territorial, or aggressive. With pet insurance, you have a financial safety net to assist with these unexpected issues and to deal with
them.
FAQs About Pet Insurance
Should you buy pet insurance?
Absolutely. The financial cushion that it provides is invaluable and well worth the monthly premiums, especially in times of crisis. Without pet insurance, there would have been many times that I would have been crushed by vet bills and emergency costs. When I had my ferrets, there weren’t as many options as there is today. I truly wish I had these as I would have been able to have less financial stress and could have avoided unnecessary loans to pay for the vet bills.
How Much Does Pet Insurance Cost In Minnesota?
Depends on your pet: Costs on average $30 – 60 / month (Or as low as $10/mo) Vary by age, breed, and coverage level. You would need a quote to have a finalized idea of the costs. These monthly premiums vary greatly depending on a multitude of factors. Having complete coverage and a high deductible will lower the monthly payment, but Is Pet Insurance Good at Any Vet (verify with your vet first) You have the flexibility of visiting most licensed vets as most pet insurance plans offer broad coverage. But you need to verify with your general vet practitioner before service, to ensure they accept the insurance that you have.
Are pre-existing conditions covered by pet insurance?
No, as most policies specifically exclude pre-existing conditions, this unfortunately will more likely end up in a denial of insurance for your pet. It is better to insure your pet sooner rather than later. Meaning if you start the plan from the moment you adopt or otherwise receive the pet, you can expect better results from obtaining a plan. Keep Your Pet and Your Wallet Safe Investing in pet insurance is a two-way street saving your pet and your bank balance. When you have the coverage of Can Do Insurance to help pay for his pet care, you can rest easy knowing we have your back. Whether you are in Minneapolis, St Paul, Rochester, Duluth, or any other city in Minnesota having pet insurance lets you take care of life’s unexpected situations. Fill out the intake form today and see what quotes Tricia can get you today!
Absolutely. The financial cushion that it provides is invaluable and well worth the monthly premiums, especially in times of crisis. Without pet insurance, there would have been many times that I would have been crushed by vet bills and emergency costs. When I had my ferrets, there weren’t as many options as there is today. I truly wish I had these as I would have been able to have less financial stress and could have avoided unnecessary loans to pay for the vet bills.
How Much Does Pet Insurance Cost In Minnesota?
Depends on your pet: Costs on average $30 – 60 / month (Or as low as $10/mo) Vary by age, breed, and coverage level. You would need a quote to have a finalized idea of the costs. These monthly premiums vary greatly depending on a multitude of factors. Having complete coverage and a high deductible will lower the monthly payment, but Is Pet Insurance Good at Any Vet (verify with your vet first) You have the flexibility of visiting most licensed vets as most pet insurance plans offer broad coverage. But you need to verify with your general vet practitioner before service, to ensure they accept the insurance that you have.
Are pre-existing conditions covered by pet insurance?
No, as most policies specifically exclude pre-existing conditions, this unfortunately will more likely end up in a denial of insurance for your pet. It is better to insure your pet sooner rather than later. Meaning if you start the plan from the moment you adopt or otherwise receive the pet, you can expect better results from obtaining a plan. Keep Your Pet and Your Wallet Safe Investing in pet insurance is a two-way street saving your pet and your bank balance. When you have the coverage of Can Do Insurance to help pay for his pet care, you can rest easy knowing we have your back. Whether you are in Minneapolis, St Paul, Rochester, Duluth, or any other city in Minnesota having pet insurance lets you take care of life’s unexpected situations. Fill out the intake form today and see what quotes Tricia can get you today!
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1. Accuracy of Information
◦ "While we strive to ensure the accuracy of the information on this website, we make no guarantees or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information. Any reliance you place on such information is strictly at your own risk."
2. Third-Party Links
◦ "This website may contain links to third-party websites. We have no control over the content of these sites and accept no responsibility for any loss or damage that may arise from your use of them."
3. No Professional Advice
◦ "The information provided on this website is not intended to be a substitute for professional advice. Always seek the advice of a qualified professional with any questions you may have regarding insurance products."
4. Indemnification
◦ "You agree to indemnify, defend, and hold harmless Can Do Insurance, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorney's fees) relating to or arising out of your use of the website or violation of these terms and conditions."
